privacy policy

Terms and Conditions

 Saavedra Insurance Agency ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website or utilize our insurance services.  1. Information We Collect
We collect personal information you voluntarily provide to us, including your name, email address, phone number, and details regarding your insurance needs, during client onboarding, form submissions, or policy consultations.  2. How We Use Your Information
We use your information strictly to provide insurance quotes, service your existing policies, communicate important coverage deadlines, and process transactions. 3. Mobile Information Sharing and SMS Consent (Carrier Compliance)
We value your privacy and do not engage in spam or predatory sharing practices.

• No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
• All the above data categories exclude text messaging originator opt-in data and consent. Your SMS opt-in consent, phone number, and data will not be shared with any third parties or external entities under any circumstances.

4. Opt-Out Rights
If you wish to stop receiving communications from us, you may unsubscribe at any time by following the instructions in our messages or replying "STOP" to any text message. Last Updated: 2026.  

 SAAVEDRA INSURANCE AGENCY – SMS TERMS & CONDITIONS
Please read these terms carefully. By opting into our text messaging program, you agree to the following terms and conditions: 1. Program Description & Use Case
Saavedra Insurance Agency sends text message alerts primarily to notify existing clients of upcoming policy deadlines, expiration warnings, payment reminders, and policy renewal dates. Messages are strictly transactional or informational to help prevent lapses in your insurance coverage. 2. User Opt-In
Users opt-in to receive SMS notifications during the client onboarding process. After submitting your contact details, you must reply "YES" to our initial text message to complete your enrollment and activate text reminders. 3. Fees and Frequency

• Message and data rates may apply depending on your mobile carrier plan.
• Message frequency varies based on your active policy lifecycle, deadlines, and renewal timelines.

4. How to Opt-Out (Cancellation)
You can cancel the SMS service at any time. Just text STOP to our number. After you send the SMS message STOP to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.                              5. How to Get Help
If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or contact us directly at our main agency phone number or email line. Last Updated: 2026.